By Donal Mulcahy, Mulcahy Insurances
As you take care of your clients, we can take care of your hair and beauty salon insurances. When you work with products and people, you need to ensure that you have the correct insurance cover in place. Our team can provide cover with a tailor-made policy that has excellent benefits! We can provide salon insurance to suit your needs at a price to suit your budget.
Salon owners must consider cover for risks, including:
- Product chemicals
- Other electrical equipment
Key Policy Benefits
- Material damage
- Business interruption
- General contents
- Fixtures and fittings
- Employers liability
- Public liability
- Products liability
- Treatment risk
- Trade contents
- Fire brigade charges
- Data security
- Rent payable and rent receivable
The salon policy will protect your assets against loss or damage by fire, flood, storm damage, theft, vandalism and many other misfortunes. If your salon suffers a loss or damage to your gross profits, cash in transit or on the premises and it affects your ability to trade, the salon policy will compensate you for loss of earnings.
The salon policy will protect you against employees, customers and members of the public making and alleged negligent claims in connection with your business.
If your computer is hacked and your clients’ information is stolen, most states require that you notify each client in writing. Data security coverage can cover you for the costs and guide you through the process.
Mulcahy Insurances have you covered!
Insurance House, Main Street, Macroom, Cork